How to Get a Replacement Car Key
Losing your car keys can be a stressful experience. It can also be expensive depending on the type you own.
The most efficient way to obtain a replacement is to call an auto locksmith. This is typically less expensive and faster than calling a dealership or roadside assistance.
Cost
Until recently, losing your car keys wasn't a huge problem. You could visit your local hardware store and get an alternative key made. However, today, it's more complicated and much more expensive. The reason is because automobiles have become more technologically advanced, which means keys are also. While this may make the keys more secure against theft however, they are also more expensive to replace.
The cost of a lost key replacement will differ based on the year, model and model of your car. Many newer cars have keys that include a transponder chip in them to help prevent theft. These chips must be linked to your car, which typically requires a locksmith or dealership. The cost of this service can vary depending on the type of vehicle you own, but can be as high as $200.
Some modern cars also use laser-cut keys that need to be programmed using a special machine that is only available at auto dealerships and specialist locksmiths. The cost of a key for this type of lock can be up to $100.
Another aspect that can affect the cost of losing a key is the location you live in. If you are in a remote area it is likely that you will have to pay extra for the service since the locksmith or tow truck must travel a distance to arrive at. A locksmith will also charge a fee for work performed on weekends, holidays or after-hours.
The best way to reduce the cost of losing a key is to have a spare key on hand that can be kept at home or in your wallet. Keep your vehicle's title or registration documents on your person. They will be required to prove ownership if you need to contact a dealership for a new key. You can also contact your roadside service for assistance. They may be able offer you temporary replacements, based on their terms and conditions.
Time is a major factor.
Losing your car keys can be a hassle however, you shouldn't be panicking. First, take a minute to look for your keys to your car in obvious places like your purse or pocket. Then, take a walk through your day and try to remember the places you may have left the keys. This will aid in determining if you've lost them, or if they are still in your car. If you can't find your car keys, it could be time to purchase new keys.
The majority of newer vehicles have a remote key fob which uses a code to unlock and start the vehicle. This type of key has to be changed to ensure it is compatible with your vehicle. This is typically the responsibility of a professional. Contact an auto locksmith and provide proof of ownership.
Old-fashioned car keys made of metal are much simpler to replace than remote key fobs. They function entirely mechanically and aren't difficult to duplicate, so a local locksmith can make you a new one on the spot in the event that you've lost one. The locksmith can also duplicate your ignition cylinder but this is an additional cost. If you'd like to backup your old-school car keys, you can go to a hardware store that specializes in automobiles and have them copied quickly and inexpensively.
You should also consider replacing your car keys if they're starting to look worn down. Regular use can wear down the teeth on the key and this could make it difficult to align them properly. If the key begins to stick inside the lock, it's also a sign that it is time to replace it.
If you own a brand new vehicle and it's a high-end model, the key may need to be programmed by the dealership. This is a complex job that is costly and take a long amount of time to complete. vehicle key replacement could be covered under your insurance or warranty according to the model of your car.
The availability
Even if your driving skills are good, you may lose your keys. This can be a major problem especially at a time that isn't convenient such as when you're at the grocery store or at the gas station and need to get back home. There are many ways to replace your lost key. You can contact your insurance company, find a local locksmith or contact roadside assistance.
You'll first need to determine the type of key you have. This is important since the different vehicles use different types of keys. Some are old-fashioned and lock through the key cylinder and others come with an electronic chip that communicates with the car to open the doors and start it up. Certain keys can be easily replaced by an auto-locksmith however, others will require you to visit a dealer to purchase one from the manufacturer.
No matter if you're using a conventional key or a smart key the first step should be to read the manual or call the dealership for instructions on how to program it to your vehicle. You'll need to show proof of ownership, and you may require waiting a few days for the dealer to make an order for a replacement. This method will also require that you take your vehicle to a locksmith or another service provider, to get it programmed. It's not the best option for those who are unable to move or have tight schedules.
The process is a lot easier if you have an extra. You can buy a new car key online for a reasonable price based on the model of your car. If, however, your keys have transponder or key fob element, you'll need visit a qualified expert to have them replaced and programmed. Depending on the make and model of your vehicle it could mean arranging for an auto towing service or hiring a locksmith to take care of it.
A bluetooth tracker is an additional way to get a replacement car key. These small devices attach to your keyring and emit a signature that can be read by a mobile phone with an application installed. The app will show you the location of your key, so you can easily locate it.
Insurance
Car insurance policies typically do not cover the cost of keys lost. However, there are a few exceptions. Many of the best car insurance companies dedicated to client happiness provide additional coverage for things like lost keys. It is usually an extra cost, but it can be less expensive than paying out of pocket for the cost of replacing keys.
The policy you choose to use and the amount of the deductible will determine whether or not your car insurance will cover keys that are lost. The majority of traditional metal keys are easily replaced however it can be more difficult if you have an electronic fob, or smart key. These keys are laser cut and utilize computers that transmit signals to your vehicle. They are therefore more difficult to replace than keys made of mechanical. In addition, these kinds of keys are more expensive because you'll likely need to pay for a locksmith as well as the cost of a new key.
You can consider using an auto club service or roadside assistance to save money when replacing a lost key. These services can provide discounts for locksmiths and could even pay for the cost of a replacement. Some of these firms offer emergency lockout assistance that is beneficial when you are in a hurry and need to travel.
Another option is to call your dealer for assistance to see whether they can assist you. Locksmiths are typically on hand at most dealerships, and could be able to create keys at a reasonable price. If the dealer needs to purchase a new key for your specific model, it may take several days. Keep all receipts and documents regardless of the method you select. This will enable you to file a claim if needed with your insurance company.
Although it's not an enjoyable experience, losing your car keys can occur to anyone. There are ways to minimize the consequences. The most efficient and cost-effective method to replace lost car keys is by calling a locksmith in your area. However, you must weigh the financial benefits against the time and cost required prior to filing an insurance claim.